VA Home Loans
VA Loans help our servicemen and women from all branches of the military own their dream home. Are you eligible?
What’s a VA Home Loan?
VA Loans are a benefit of military service. The loans are guaranteed by the Veteran’s Administration and are intended to help veterans and active duty service members purchase a home.
Applicants may be subject to time-served requirements, along with other related eligibility factors.
Benefits of a VA Home Loan:
✓ Minimum credit score is 580 (but higher scores qualify for better terms)
✓ Zero down payment required
✓ Not required to buy private mortgage insurance (PMI)
✓ Most borrowers will have to pay a one-time funding fee to use the loan
✓ Veterans and active-duty members in good standing are eligible
✓ You must have served 181 days during peacetime, 90 days during wartime, or six years of service in the Reserves or National Guard
✓ You may be able to use the VA loan benefit more than once
✓ Can only be used on a primary residence, not an investment property
How It Works
Own your dream home in three simple steps:
Step 1
Schedule Home Loan Coaching Session
Step 2
Get pre-approved for your mortgage
Step 3
Move into your dream home!
Wondering what happens during a Home Loan Coaching Session?
Visit our Coaching page to see a real Coaching Session.
Articles
Have a question about your VA Loan benefit? Check out our most popular articles about VA Loans:
