HUD 184 (Native American)

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HUD 184 (Native American)


At a Glance

The HUD 184 Nstive American home loan program offers homeownership for eligible Native American individuals, families, and tribes. This type of mortgage includes several features that make qualification easy, including a low down payment and mortgage insurance. Many tribes offer down payment assistance.

Here are just a few additional guidelines:

Borrower must be Native American   |   Must have Tribal Membership Card from federally recognized tribe   |   No minimum credit score
Minimum down payment of 2.25%   |   HUD 184 Funding Fee is 1.5%   |   Minimal monthly mortgage insurance (Around $12.50 per month for $100,000)
Maximum loan amount is $275,665